PLEASE READ THIS INFORMATION CAREFULLY. BY ACCESSING THIS WEBSITE, YOU HAVE ACCEPTED THE FOLLOWING TERMS OF USE.

The material contained on this website is provided for informational purposes. While the estimates presented on this website are intended to be accurate and up-to-date, it is possible that the information used to generate the estimates may be incomplete. Furthermore, you should be aware that the information presented on this website does not constitute investment or other advice and therefore should be verified before taking action that relies on it. In no event shall Rudd and Wisdom, Inc. be liable for any loss of any kind (including, but not limited to, direct, indirect, consequential or special loss or loss of profit) arising out of, or in connection with, any use of this website. Rudd and Wisdom, Inc. disclaims all warranties, both express and implied, with regard to the information contained on this website.

The benefits generated by this benefit estimator are generated with the following information.

1. The employee data provided by the employer for use in the most recent actuarial valuation.
2. Assumptions with respect to your future compensation, your future service and future applicable increases to the Internal Revenue Code Sections 401(a)(17) and 415 limits.
3. Current plan provisions.

However, the actual benefits payable from the plan(s) will be based upon the applicable employee data and plan provisions existing at the time benefits become payable. In the event there is any discrepancy between the information provided by this benefit estimator and the benefits to which you are entitled, the terms of the plan(s) will apply.

The estimates presented on this website may not fully reflect applicable provisions of the Internal Revenue Code (the Code). For example:

1. code Section 415 Limits for all payment types may not be fully reflected
2. all benefits payable to participants who work beyond normal retirement age, including but not limited to the minimum distribution rules for benefits commencing after age 72, may not be fully reflected in the estimates.

If you have any questions about your estimated benefits or the use or the information presented by this website, please contact human resources for further information or further clarification.